Beaverton, OR December 2025: Inventory Mix and Financing Trends

Inventory Distribution and Market Share: December 2025

This month, active inventory stands at 326 listings. Detached single-family homes account for 61 percent, while 39 percent is shared between condos and townhomes. With 15 percent of all listings being new construction—carrying a median price of $612,400 and average 19 days on market—variety is clearly present, benefiting buyers who are ready to act quickly and sellers seeking motivated shoppers. Median sale price holds steady at $570,000.

Lending Patterns: Conventional, FHA, and VA in Focus

Financing is at the forefront for December. Sixty-seven percent of homebuyers in Town, ST use conventional loans, reflecting robust qualifications and widespread lender options. Thirteen percent utilize FHA programs, and 11 percent look to VA options—this breakdown shows buyers across backgrounds engaging in the market and ensuring inclusivity. Sellers should recognize each loan type's implications for offer evaluation and closing timelines.

• Detached homes: 61 percent of listings
• Condos/townhomes: 39 percent
• New construction: 15 percent
• Median home price: $570,000
• Conventional loans: 67 percent of buyers
• FHA: 13 percent, VA: 11 percent

Aligning Property Choices with Lending in December 2025

Matching your lending approach to a property type or price point helps buyers secure approval and close on schedule. Shawn Watson highlights that sellers should look at loan types to anticipate timelines and financing contingencies. For unique inventory options and up-to-date approval strategies, review December 2025 home finance tips in Beaverton, OR.